Doctors are required to make life-threatening decisions. The last thing you need distracting you is worry about your finances.

The decision on whether to buy or lease equipment for your office depends on the future value of your equipment. If it appreciates, buy it. If it depreciates, lease it. This may include equipment that is specific to your medical practice, as well as standard office equipment like furniture, computers, telephone system, copiers, fax machine and other necessary items.

Medical equipment financing is most effectively obtained through a lease arrangement. The advantages of leasing are:

Conserve Capital - Leasing conserves your working capital by requiring only a minimum initial outlay of cash - usually just the first and last payment. This frees your working capital for other profit generating activities or investments.

Save Bank Lines-of-Credit - Leasing preserves your bank line of credit so that you are ready should a business opportunity or unexpected demand for cash occur.

Tax Benefits - Leasing allows you a dollar for dollar write off of the lease rental payments. With the new tax laws, the depreciation advantage of ownership is far less attractive when compared to leasing. Profitability is derived from the use of the equipment not the ownership.

100% Financing - Leasing provides 100% financing. Consulting, maintenance, freight, installation and training costs, may be included in the lease.

No Obsolete Equipment - Leasing affords you the opportunity to add-on, upgrade or replace obsolete equipment. Because flexibility is one of the greatest benefits of leasing, you never have to be stuck with old, out-of-date equipment.

There are several leasing options:

The determination as to which option is best for you should be made by your accountant and should be reviewed from ownership and tax viewpoints. Once you have determined your preferred lease option with DoctorsFSG, we will structure the ideal financing solution to meet your cash flow needs.

The benefit of buying is ownership of your equipment. When you are the owner of equipment, you have the choice to make a profit on its price when it gains a sufficient amount of appreciation. Also, owning your equipment means that you do not have to report to anyone about the condition and maintenance.